WDI Inspections in Hart County

Georgia WDO Reports for Home Closings

Buyers, sellers, agents, and lenders use Wood-Destroying Organism (WDO) inspection reports to understand whether evidence of termites or other wood-destroying organisms is visible at the property.

We provide WDO inspections and Georgia-specific documentation for real estate transactions. When requested for a transaction, the Official Georgia Wood Infestation Inspection Report documents visible findings in accessible areas and notes relevant conditions or areas that couldn’t be inspected.

Wood-destroying organisms can include:

• Subterranean termites
• Drywood termites
• Wood-boring beetles
• Powder post beetles
• Wood-decay fungi

During an inspection, accessible crawl spaces, attics, garages, foundations, and visible structural wood may provide important evidence.

Conditions that can affect what’s visible during an inspection include:

• Limited access to crawl spaces, attics, or structural areas
• Stored materials blocking walls, foundations, or wood components
• Wood-to-soil contact around the structure
• Moisture or concealed areas that require further evaluation

VA & FHA Termite Inspection Requirements

Certain mortgage programs may require termite inspections or additional documentation before financing can proceed. Requirements for VA loans, FHA loans, and conventional lending can vary based on the property, appraisal findings, location, loan program, and lender guidelines.

VA appraisal guidance identifies Georgia as a state where wood-destroying insect information is considered before the Notice of Value is issued. If infestation or related structural damage is reported, documentation or corrective action may be required before loan settlement.

FHA inspection requirements aren’t universal for every property. The need for an inspection can depend on visible evidence of infestation, applicable requirements, customary local practice, or lender discretion. The lender remains the authority on the documentation required for a particular loan.

Because timelines can be tight during a real estate transaction, it’s important to confirm the requested report and deadline early. Missing paperwork or incomplete reporting can create complications during underwriting and closing.

Preparing to Request a WDI Inspection

When requesting an inspection, provide enough transaction information for us to discuss the appropriate service. You should also confirm with the lender, closing attorney, or real estate professional whether a specific Georgia report is required.

Have these property and transaction details available:

• The property address and anticipated closing timeline
• Contact information for the responsible party
• Instructions for accessing the structure and accessible inspection areas
• The party requesting the inspection, such as the buyer, seller, lender, or closing attorney
• Any prior termite treatment records, WDO reports, or known moisture and wood damage information